Ask O: 100% Financing?

Dear Olivia,

Is it still possible to get 100% financing?

A perfect question for June since it is National Homeowners Month!

Yes!  We are very fortunate to live in a rural location and have the Rural Development Program in our area!  One of the many advantages to living in a small rural community such as ours!

The Rural Development program does have specific requirements and you must meet those requirements to qualify for the financing.  Read more

Realities of Home Maintenance

Home maintenance is not only important when getting ready to sell your home, but is important to maintain your home’s value and condition on a day-to-day basis. Regular home maintenance will help you in the resale of your home, it can make a difference in how your buyer views the home, and how your appraiser treats the home in relation to the economic age. But, resale isn’t the first thing on everybody’s mind today, right?Read more

Should I Buy a Home Now?

I’m often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall further than they have already. They are assuming that the best course of action is to wait for the bottom in the market and then buy. The problem with this approach is that you don’t know where the bottom is until you see it in the rear view mirror, meaning until you’ve missed it!Read more